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Automated expense tracking, zero bank logins required.

Your spending dashboard, transaction history, and monthly budget — built automatically from your bank's email alerts. No bank passwords, ever.

How it works ↓

You’ll need a Gmail account and a bank or card that emails purchase alerts.

No bank credentialsYour data stays yoursAutomated categorization

Two settings, then it runs on mail you already get.

The setup is two changes you make once. After that the work is reading email, and that part is ours.

01

Your bank already emails you.

Turn on purchase alerts on your bank’s website or app, then route them to a Gmail label of their own. Two settings, once — and setup walks you through both, including the filter, if you have never made one.

Your card was used at Lantern Bistro

Expenses

Riverside Bank Alerts<alerts@riversidebank.com>

to me

A purchase of $96.40 was authorized on the card ending 4471 on August 22 at 7:42 PM.

02

Each alert becomes a transaction.

The text of the alert email goes to Google’s Gemini, which picks out the merchant, amount, date, the card used and a likely category. That is where the AI is, and that is all of it — you can correct anything it gets wrong, and nothing outside the Gmail label you chose is ever sent.

From the email

“A purchase of $96.40 was authorized on the card ending 4471 on August 22 at 7:42 PM.”

Merchant
Lantern Bistro
Amount
$96.40
Date
Aug 22, 2026
Category
Dining Out

9 transactions added from 12 emails in this run

03

Import, and your budget updates.

On the free plan, press Import whenever you want to catch up, and the new alerts become transactions in your budget. On Plus you don’t need to press it: transactions appear as your bank sends the alerts.

Spent this month

$1,751.66

Budget remaining

$488.34

Dining Out$448.20 of $400.00

$48.20 over · 112% used

Groceries$701.36 of $800.00

$98.64 left · 88% used

01

Your bank already emails you.

Turn on purchase alerts on your bank’s website or app, then route them to a Gmail label of their own. Two settings, once — and setup walks you through both, including the filter, if you have never made one.

02

Each alert becomes a transaction.

The text of the alert email goes to Google’s Gemini, which picks out the merchant, amount, date, the card used and a likely category. That is where the AI is, and that is all of it — you can correct anything it gets wrong, and nothing outside the Gmail label you chose is ever sent.

03

Import, and your budget updates.

On the free plan, press Import whenever you want to catch up, and the new alerts become transactions in your budget. On Plus you don’t need to press it: transactions appear as your bank sends the alerts.

Your card was used at Lantern Bistro

Expenses

Riverside Bank Alerts<alerts@riversidebank.com>

to me

A purchase of $96.40 was authorized on the card ending 4471 on August 22 at 7:42 PM.

All of it, on one screen.

Every category, every total, for the month you are looking at — assembled from email alerts and nothing else.

The Bankless Budget dashboard for a single month: total spent, budget remaining, a transaction count and percentage of budget used across the top; a Budget tracking chart plotting spending so far against the budget spread evenly across the month; and below it a list of spending categories, each showing a bar filled to how much of that category's budget has been used.
Figures are sample data.

Built for how you actually manage money.

Automatic expense tracking

No typing, no receipts, no spreadsheet. Your bank’s alert emails already carry the merchant, the amount and the date — we read them and file each purchase into a category.

Always know what’s left

See exactly how much you’ve spent in each category and track your monthly progress in one simple, easy-to-read dashboard.

No bank credentials, ever

You never type a bank password or account number, because there is nothing to type it into. We read email; we never connect to your bank.

What we can see, and what we can't.

Before you click anything, here is exactly what Google will ask you to approve — and what we do with it.

What you grant

  • Read your Gmail

    Read-only. We cannot send, delete, or change a single message — the permission does not allow it.

  • Create one spreadsheet in your Drive

    Per-file access: the export sheet this app creates, and nothing else in your Drive.

  • Your name and email address

    So the account is yours and you can sign back into it.

What we never do

  • Your bank password, account number, or full card number — we never connect to your bank at all
  • Email outside the one label you choose during setup
  • Selling, renting, or trading your spending data
  • Using anything of yours to train AI models

Most budgeting apps connect to your bank. Why we built one that doesn't

Simple, transparent pricing.

Start for free, upgrade when you need more power.

Free

Try it on this month’s spending.

$0/ mo
Free forever
  • Start an import whenever you want
  • A running dashboard and monthly budget

Plus

A budget that keeps itself up to date, year after year.

$79/ yr
$6.58 a month, billed annually
  • New purchases appear on their own, as your bank sends each alert
  • Up to 1,000 bank alert emails a month
  • Years of history, and take it with you as a spreadsheet
  • Share your budget with up to 3 people, each with a Gmail address

Every limit is spelled out below. No plan expires, and you can change or cancel yours at any time.

Compare all features

Scroll the table sideways to see every plan.

Feature comparison across the Free and Plus plans
FeaturesFreePlus
Core Tracking
Gmail import methodYou press ImportAutomatic, as alerts arrive
Bank alert emails read / month1501,000
Imported transactions / month100No separate limit
Manually added transactionsUnlimitedUnlimited
Transaction history90 days3 years
One import reaches backUp to 30 daysUp to 3 years
Analysis & Export
Spending dashboardIncludedIncluded
Budget tracking chartsIncludedIncluded
Budget alerts by emailNot includedIncluded
Subscriptions and other charges that repeatNot includedIncluded
Google Sheets + CSV exportNot includedIncluded
Sharing
Share your budget (each person needs Gmail)Not includedUp to 3 people

Questions? Answers.

Everything about privacy, security, and how your data is handled. Short version: your data belongs to you.

Stop entering expenses manually.

Turn on your bank alerts and connect your Gmail. Each import turns them into a categorized budget.

You’ll need a Gmail account and a bank or card that emails purchase alerts.

No credit card · No bank passwords · Read-only Gmail access