The Setup
A simple, one-time setup.
You only have to do this once. After that, your expenses track themselves completely autonomously in the background.
Turn on bank alerts
Enable email notifications for new purchases in your bank's app. They will start emailing you every time your card is swiped.
Put them in their own folder
Tell Gmail to automatically put your bank alerts into a specific folder. You only grant us access to look inside that one folder—keeping your personal emails 100% private.
Set your spending goals
Customize your categories and set your monthly limits. Then, our secure AI automatically extracts the purchases from those emails and updates your budget dashboard in real-time.
Why Bankless Budget
Built for how you actually manage money.
Automatic expense tracking
When your bank emails you a receipt or purchase alert, our secure AI reads it and adds it to your budget automatically.
Always know what's left
See exactly how much you've spent in each category and track your monthly progress in one simple, easy-to-read dashboard.
100% private and secure
You never have to type in your bank password or account number. We only look at the specific email folder you share with us, and we never sell your data.
Pricing
Simple, transparent pricing.
Start for free, upgrade when you need more power.
Free
Perfect for testing the waters and light budget tracking.
- Manual email sync
- Up to 100 transactions per month
- 90 days of history
- Dashboard & budget tracking
Plus
For active budgeters who want 3 years of history and exports.
- Everything in Free
- Unlimited transactions
- 3 years of history
- Google Sheets & CSV export
Pro
Real-time sync and advanced intelligence for power users.
- Everything in Plus
- Real-time auto-sync
- Push budget alerts
- AI spending insights
- Recurring & subscription detection
Compare all features
| Features | Free | Plus | Pro |
|---|---|---|---|
| Core Tracking | |||
| Sync method | Manual | Manual | Real-time auto |
| Transactions / month | ~100 | Unlimited | Unlimited |
| Transaction history | 90 days | 3 years | 3 years |
| Analysis & Export | |||
| Spending dashboard | |||
| Budget tracking charts | |||
| Google Sheets + CSV export | |||
| Dashboard customization | Coming soon | Coming soon | |
| Intelligence & Alerts | |||
| Push budget alerts | Coming soon | ||
| AI intelligence & forecasts | Coming soon | ||
| Recurring & subscription detection | Coming soon | ||
FAQ
Questions? Answers.
Everything about privacy, security, and how your data is handled. Short version: your data belongs to you.