Learn

What linking your bank to a budgeting app involves, how to judge whether it is safe, and the ways to track spending without it.

• Why we built a budget app that never connects to your bank

  Your bank already emails you every purchase. How Bankless Budget turns those alerts into a budget, what it can see, and what it can’t do.

• Is it safe to give a budgeting app your bank login?

  For most people, yes. How to check where you sign in, four questions to answer before you connect, and how to turn access off later.

• Budgeting without linking your bank account

  Four ways to track spending without connecting a bank account: by hand, statement imports, your bank’s own tools, and alert emails, with the trade-offs of each.

• Budgeting apps that work without linking your bank

  Budgeting apps that work without linking your bank: what each one asks of you instead, and what it costs. Every price links to the company’s own page.

Claims about other companies on these pages link to their sources. If you find something wrong, tell us and we will fix it.

Ready to set it up? The bank-by-bank guides are the practical half.