How to turn on transaction alerts at Chase

Find the transaction alerts

1. Sign in at chase.com and click the person icon.
2. Choose Profile & settings, then Alerts.
3. Click Manage alerts.
4. Open Transactions. The alerts are grouped into Balances, Payments and Transactions. The ones you need are in Transactions.

If you have more than one Chase account or card, check the alerts for each one.

Chase's help page on alerts gives the route in the Chase mobile app as the person icon, then Alerts & messages, then Manage alerts. We haven't checked the app ourselves.

Choose the right alert

The Transactions section offers three alerts:

• Single transaction above a dollar amount you set
• Credit pending
• Gas station charge authorized

For tracking spending, you need Single transaction above. Set the amount to $0.01, the lowest Chase allows, so that every purchase sends an alert. A higher amount means smaller purchases, like coffee or parking, won't be reported.

Set up email delivery

Chase keeps your email addresses in a separate part of the alert settings called Delivery preferences. When you set up an alert, you choose from the addresses saved there. If the email address you want to use isn't listed when you set up the alert, add it in Delivery preferences and then come back.

Choose email rather than text or push notifications. Email leaves a record that can be filed and read later, which is what makes the alerts useful for tracking.

Send the alerts to a Gmail label

With the amount set to $0.01, you'll get an email for every purchase. A Gmail filter keeps them out of your inbox and collects them in one place:

1. In Gmail on a computer, click Show search options in the search bar.
2. In the From field, enter no.reply.alerts@chase.com, the address Chase sends alerts from. If your alerts come from a different address, use that one.
3. Click Create filter.
4. Select Skip the Inbox (Archive it) and Apply the label, and choose or create a label such as Expenses.
5. Select Also apply filter to matching conversations so alerts already in your mailbox get the label too.
6. Click Create filter.

What these alerts don't cover

• Amounts can change. An alert can be sent when a charge is first authorized, before it settles. A restaurant tip is added later, and at gas pumps the first amount is often a placeholder that's usually less than what you paid, with the actual total settled afterward.
• Payments and balances are separate. Chase lists those alerts under Payments and Balances, not Transactions.
• No categories. An alert tells you the merchant and the amount, not what kind of purchase it was.
• Only what you set up. Cash, and any account without alerts turned on, won't appear.

It's worth reviewing your alert settings from time to time, and after you get a new card.

Using the alerts with Bankless Budget

Bankless Budget turns these alerts into a spending dashboard and a monthly budget. It reads the alerts in the Gmail label you choose, and sends each alert's text to Google's Gemini AI to extract the merchant, amount, date, card and a suggested category. On the Free and Plus plans you start each import yourself; on Pro, alerts are imported as they arrive. It never asks for your Chase login.